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With the exception of the 401K I have through my employer and my wife's Vanguard account, I liquidated my Schwab brokerage and put all of the money into a CD at 2.55% for 12 months back in October. Impeachment, the coming election cycle and an unsubstantiated belief that the market was "due" for a correction drove my decision making. I figured the volatility could or would limit the potential upside in the stock market.
Even without factoring in the coronavirus drop, in hindsight, now that I see the trajectory the election cycle is taking in the Democratic Party, I'm happy I got out. Come October, I think I will be in a better position on where to invest vs. where I was last October, that's the hope at least. For now, I'm happy to keep up with inflation.
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