Thread: Life insurance?
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      02-22-2013, 09:59 PM   #6
DSB335d
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Term policies - gives you the most coverage for cheap. You should get a large death benefit so your family is well taken care of - perhaps a 20 or 30 year term because the rate will be based on your age and health now!

You can also get a permanent policy such as a whole life - for 50 to 100k death benefit - the main purpose for that policy is so that it grows cash value and its more of an investment in the long run.

My girlfriend is a life insurance agent for State Farm and is very savvy in the subject if you'd like more details.

The top companies are New York life, State Farm...and MetLife is also good.