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If I'm on the receiving end of the money I typically insist on doing it at a bank so I know it is a legit transfer. I've bought cars that way too, where the seller wanted a bank involved. In some cases the bank can do the title transfer too, in other cases another stop is needed at a notary or what have you.
The broker will cost you a bit more but should do the legwork of finding the car and arranging the transaction.
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