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      10-04-2019, 07:16 AM   #15
Soterios
BXR
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Drives: 2012 135i
Join Date: Jun 2018
Location: Missouri

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I think some folks are forgetting how low interest rates on new cars are. Throw 1.9% at $30,000 into some loan calculators. The difference between 48/60/72 months isn't that significant. Some places are offering even lower rates depending on the car.

My truck loan after down payment was about $30,000 and I did a 72 month loan because at my interest rate, it was a difference of a few hundred dollars over the life of the loan. (assuming I take the full loan term to pay it off, which is atypical) It makes me a lot more flexible with my money.
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2012 135i M Sport Alpine White
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