I live in NY also and lease solar panels from Vivint Solar. The panels degrade over time and I didnt think it made sense to buy them outright if I need to replace in 10 years anyway. The way the lease works is they pay for the panels, installation, permit fees etc. and then you pay a much cheaper electricity rate through Vivint for the electricity you generate (vs pulling from the grid). We also get a $250 tax credit each year. My wife really likes the idea of us generating our own electricity and I like the idea of saving a few bucks each month. So far no leaks, roof issues or anything like that. Let me know if you have any questions!
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