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I don't care of the loan is 0%, I'm not going to have a car loan. I'd rather take the money that I was spending on a car loan and buy employee stock at a 15% discount and use that to fund future car purchases. Even if I didn't have this option, I wouldn't get a car loan. I'm fine losing the 1% or whatever is the difference between a savings account and the loan rate.
The only exception to this is when I received $1,000 from Dodge to finance, which I then paid off a month later.
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