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      10-15-2019, 11:54 PM   #127
AlpineWhite_SJ's Avatar

Drives: 2018 F80 M3 ZCP, 2020 F97 X3MC
Join Date: Sep 2017
Location: Bay Area, CA

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Originally Posted by vreihen16 View Post
My CURRENT medical/dental plan costs me $250.31 every two weeks for me and my DW. Since my employer pays the other 75%, that's a total of $26K per year for two people...and we don't even have eyewear coverage!

If someone were to be paying that entire tab out-of-pocket working a 40-hour week, the first $12.50 of their pay would all go to health insurance.....
I checked and last year it was about 28k for family of 4 for just medical. Self insured company with a PPO administered by Cigna with good not great deductible but pretty reasonable copays. Moved to a high deductible ppo plan with HSA this year since it seems like thatís where a lot of Silicon Valley companies are headed, so may as well build up some savings in the HSA before they force you to move. Benefits are seriously one of the big reasons why either my spouse or I would likely have to keep working until regular retirement age. Iím voting for her to keep going
/// 2018 Alpine White on Black F80 M3 - 6MT ZCP ZEP / 3D Design billet handbrake lever, pedals, CF side skirts & rear diffuser / Sterckenn gloss black lip / IND alpine white front reflectors /// 2020 Donnington Grey on Black F97 X3MC ///