Hi all,
So today is my son's 17th birthday. He'll be getting his drivers license in about 2 months. We helped him buy a car last week so today I called my insurance company (Allstate) and added it to our policy with liability coverage. It was a reasonable $220/year addition to our premium.
However when I asked for a quote on adding him as a licensed driver of his car, my agent said they have to write it as a household policy insuring him on all our vehicles for a premium increase of $3780/year!!!
Can anyone recommend a different insurance provider that will either write him a good rate on his own policy or maybe that we could switch over to and they would insure him on only his own vehicle?
Thanks!!