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      10-10-2019, 11:29 AM   #86
aerostar
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Drives: 2018 F80
Join Date: Apr 2015
Location: NJ

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Quote:
Originally Posted by Humdizzle View Post
just depends on the person I guess. Putting the whole car on a loan with a low rate isn't bad, and will reduce your exposure. But at the same time, for me at least, it tricks me into thinking I have money because I see a large bank account. When in reality that money isn't mine and owed to the bank.
I never try to lie to myself.

I always consider my savings + investments and then subtract my outstanding debt.

Of course I am always aiming to be positive (besides my mortgage).

Anyway, I got 72 months at 0.9% so I couldn't say no. Why would I? It's free money, basically. If anything they'll lose some cash b/c of inflation.
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