Quote:
Originally Posted by ScottSinger
Identity theft services don't have the ability to help protect you FROM identity theft.
These services can only help you after your theft had occurred and they offer help in cancelling or straightening out problems which can be time consuming.
If you want to prevent identity theft then that is basically up to you.
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This is true but we have Life Lock and they notified me, asking if I had applied for a new credit card... NOPE. Quickly closed the account and put a freeze on all the credit services. That is your best defense! You will need to unfreeze if you ever need new credit (car loan, credit card etc) but then put the freeze back on.