Quote:
Originally Posted by NemesisX
I think it's a complete waste of money.
I've had my credit card hacked maybe 3 times in my life and I've never been responsible for a dime. Credit card companies have always reimbursed me. I've never had any major hits on my credit score.
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It’s one thing to find a bogus charge on your card, completely different if they open accounts with identity that you are unaware of. LifeLock or similar services monitor for that. Having said that, simply freezing your credit with all the major agencies will stop this as well I suppose.