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Originally Posted by usshelena725
Fair point - I didn't see the Maple Leaf. Obviously things are different up there.
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I definitely get what you mean, it is circumvention.
Because insurance rates in Ontario are so high, people have been doing all kinds of things to save a few bucks including but not limited to changing their address to one in a rural area as ontario insurance premiums factor in your location within the province based on accident/claim rates for the given region, some have gone as far as registering and insuring their cars in quebec which has much lower rates, and the list goes on.
In my late teens and early 20s, I have registered cars to a family member and then insured them with myself as the "occasional" driver because of the insane rates.