[wyatth]

From undergrad through law school was always very tight, and I was good at making small amounts last.
In law school, most of my peers were similarly broke. But in undergrad, it seemed like my friends were all shitting cash. They’d want to go for sushi and drinks every weekend, so I’d fill up on bagels at home before meeting up.
Fresh out of law school was fun too. Got what I thought was a good starting salary, only to realize it was nearly 100% spoken for by San Francisco rental prices, student loan payments, and taxes. It took a few years, some raises, and being a cheapskate with my wife to get those loans paid off. That last payment was one of the top 5 days of my life.
Not as dire as some here have had it (kudos to you all!) but it was enough to kick me into overdrive for those years since. Now we have a 1yo and hope to buy a place soon. Long answer to the original question, but the answer is that I’ll be brokest right after we do buy a place!