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I'm in South FLA. Insurance sucks down here. I have been with USAA for 15 years off and on. You have to play the switching game to keep the payments as low as possible. This year USAA was going to raise my 6 month premium about $700. I searched around and found a better deal with state farm. I have 2 newish cars on the policy with full coverage. I have no accidents or tickets.
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