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Try buying the ring online, you WILL save a couple thousand. I made this mistake myself. However, it turned out ok for me in the end because the sales person was quite helpful and I would probably have been long lost without her.
If I could do it over again, I'd go straight to brilliantearth or bluenile. Both have stellar return policies if you decide you don't want/like the ring, unlike most brick and mortar shops. And the online stores still do payment plans/ layaway if you want to go that route.
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