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      12-20-2019, 06:19 PM   #188
SenorRoadRage
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Drives: '15 BSM F82
Join Date: Nov 2019
Location: Austin

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So long as you can earn more on your investments than the interest rate on your loan, academically you’re in a good place. In reality it comes down to your cash flow needs.

I personally financed < 50% on my car but chose to go for the 72mo option because the payments are hella low. I will pay it off before the loan is up like I did my last vehicle, but having lower monthly payments leaves me with more money for booze.

All about priorities.