[RickFLM4]

OP, you will need a firm post-retirement financial plan, including healthcare costs and how you will invest and draw from your nest egg before thinking seriously of retiring. Going into it with a chunk of money and no plan would be a mistake. In fact, I’d say it’s more important to have a financial plan in retirement than leading up to it. Earnings can mitigate financial mistakes early in life but once you retire and can’t count on earnings, planning needs to be pretty solid, particularly if you retire early. It would suck to realize partly into it that you need to figure out how go back to work for more earnings.

And as others stated, you need to think about how you’ll spend your time.