Quote:
Originally Posted by Humdizzle
just depends on the person I guess. Putting the whole car on a loan with a low rate isn't bad, and will reduce your exposure. But at the same time, for me at least, it tricks me into thinking I have money because I see a large bank account. When in reality that money isn't mine and owed to the bank.
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I never try to lie to myself.
I always consider my savings + investments and then subtract my outstanding debt.
Of course I am always aiming to be positive (besides my mortgage).
Anyway, I got 72 months at 0.9% so I couldn't say no. Why would I? It's free money, basically. If anything they'll lose some cash b/c of inflation.