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      11-26-2020, 09:01 AM   #2
BMWCCA1
BMW Owner Since 1971
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Drives: 1964 700 Sport Cabriolet
Join Date: Apr 2014
Location: Central Virginia

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2013 BMW 128i  [10.00]
You're gonna get killed, face it.

I'd suggest spending ten-minutes at a Carmax to get an actual cash offer on it before you try trading it to cut your payment in half. Ha! What are you planning on buying, a used X1? Not only will you build no equity, you likely have a huge negative equity following you around now that may actually be better handled by adding it to another lease. It may or may not offer a lower payment than your current finance payment but at least it will pay off your negative at the end of the term without worrying about the end value. Your Cayenne will continue to depreciate more rapidly than your ability to pay off the principle.
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