Quote:
Originally Posted by Poochie
You're mixing up the two; MBI or Mechanical Breakdown Insurance is a separate coverage from glass repair.
If you look at your auto policy's 'declaration page'; it's going list 'Comprehensive' - under that you'll see you're deductible for glass coverage. It is possible it might only be only $50 per repair. However, it has absolutely no relation to MBI.
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Unless they've recently changed it to add glass to comprehensive, in CA at least I only get the glass coverage if I have MBI. Free chip repairs at Safelite and $50 deductible on windshields but only if done at their preferred shop (again Safelite).
If you want to take it to the dealer or your own shop they tell you that they will only pay "local market rate" for the windshield replacement, and the dealer is usually way above that rate.