Thread: DUI Insurance
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      11-16-2018, 10:25 AM   #33
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Originally Posted by usshelena725 View Post
Not really. If done with intent, then it would be classified as insurance fraud and he will go to jail. Again.

If no intent, then he would still need to be listed as a driver on the mom's insurance, which would increase her insurance rates by a comparable amount as if he was just getting his own. If he wasn't an insured driver on the car, then if it gets in an accident, no one is gonna cover it.

Probably not the best plan.
Not sure how insurance works in the states but in ontario that would be a viable option.

Any vehicle that is insured will have the policy cover anyone operating it as well as any passengers, so a person in the same situation as op's cousin wouldn't even need his own insurance(unless the company finds out and makes him sign a document explicitly stating that he will not operate the vehicle under any circumstances).

If the cousin gets a shitbox and insures it, by the time the dui is off his record, his rates will be lower as opposed to just waiting for the record to clear and getting insured afterwards. Having a history of being insured(regardless of driving record) is still better than not having any insurance at all.