10-22-2023, 08:26 AM | #1 |
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Lease buyout, what are the best lender rates today?
The lease on my wife's 2021 228i GC is ending in January, she has only 10,000 miles on the car and her residual payment is only $23,700. I would appreciate any recommendations for the best lenders with low rates for used car loans.
Also does BMW FS ever give used car loans? |
10-22-2023, 10:40 AM | #2 |
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If you want to keep the car, just call BMWFS and refinance the car. They'll do a credit check and give you the interest rate that you qualify for based on your credit score. You can also shop around from different banks.
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Westside Guy5846.00 |
10-22-2023, 11:04 AM | #3 |
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I got 5%/48mo from a local credit union, nobody else was even close. I suppose that's considered a great interest rate in today's economy.
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Westside Guy5846.00 JTO245276.00 |
10-22-2023, 11:25 AM | #4 |
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10-22-2023, 11:25 AM | #5 |
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Shop around your local credit unions. I was able to get 3% when BMWFS was offering 5%.
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10-22-2023, 11:26 AM | #6 |
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Thanks, her credit score is 815 and I will definitely call them.
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10-22-2023, 12:05 PM | #7 |
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10-23-2023, 04:40 PM | #8 |
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Navy Federal Credit Union. Joining is easy.
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10-23-2023, 04:41 PM | #9 |
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10-23-2023, 04:45 PM | #10 |
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No. Check their website for info.
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10-23-2023, 04:46 PM | #11 |
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10-30-2023, 08:55 AM | #12 |
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You absolutely do have to have some kind of military association to join Navy Federal. If you aren’t active duty or a veteran you must have an immediate family member who is or have someone physically living in your household who is to be eligible for membership.
Pentagon Federal CU is open to anyone if you join military support organization and they have a link on their website to do that. edit for clarity: DoD civilians can also be eligible to join Navy Federal, so technically it is possible to join without being active duty military or a veteran or immediate family member or sharing a household.
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10-31-2023, 05:22 PM | #13 | |
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Quote:
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10-31-2023, 05:32 PM | #14 | |
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Quote:
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10-31-2023, 05:42 PM | #15 | |
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Quote:
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10-31-2023, 06:15 PM | #16 | |
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Penfed has accepted the general public for many years. All you have to do is join a specific military support organization and they even have a link on their website to do it. I have been recommending Penfed to forum members for years. For years I couldn’t join Navy Federal, because you had to have either a Navy or Marine (which is Navy, of course) affiliation to join. Then about five years ago they opened it to all veterans.
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11-01-2023, 07:29 AM | #17 | |
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