10-13-2023, 09:29 PM | #1 |
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During Checkout
For some, this is the worst part of buying a new car. Most obviously, commissioned personnel push stuff that may or may not be worth it. The most basic exteneded BMW plan allows for the transfer of the warranty up until 3 yrs. For $850 that sounds like a no-brainer.
I have also read on other threads the issues with Cilajet which are quite revealing. BTW My dealer sells that as well. I am opting for a 3-rd party applying Xpel on the front with Fusion over and then Ceramic Pro the rest. Local shop is expert. Any others? Thanks, Phil |
10-14-2023, 12:38 AM | #2 | |
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In general, very few of the "addons" offered are even worth considering. And then, out of those, I'd say most of the time it's better to pass; many (like wheel/tire insurance) need to be used multiple times before you break-even. Of course, everything there is negotiable, so, with plenty of luck, you may talk your way into a half-decent option.
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Yeah that kind of stuff is usually better from a specialized shop. |
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10-14-2023, 09:30 AM | #3 | |
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Here are several goods brands besides Xpel (which I have) so do your homework. If you are doing PPF avoid shops that use precut panels. You should read the posts in the Bimmerpost forum dedicated to Cosmetic Care to get more information. |
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10-14-2023, 09:38 AM | #4 | |
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10-14-2023, 10:05 AM | #5 | |
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On our X3 we went through 5 tires last year, in Canada, those tires are roughly $900 each, whereas I spent $1500 for the insurance. |
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Westside Guy5731.00 goat30i146.00 |
10-14-2023, 10:07 AM | #6 |
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My SA told me that this is the only plan that he always recommends to his customers.
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10-14-2023, 10:15 AM | #7 | |
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10-14-2023, 10:19 AM | #8 |
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What type and how many tire/ wheel issues have you had on your previous vehicles? That might give you an answer on whether or not to purchase a plan like this. 😉
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10-14-2023, 10:48 AM | #9 |
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Exactly my thinking, have not had many tire issues in previous years. Only twice in my life had I had a catastrophic failure due to pothole/bolt piercing a tire.
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10-14-2023, 12:40 PM | #10 |
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My SA only recommended the dent repair, as was said, need a lot of tire/rim repairs to break even. That was almost a 4k add on for me so I skipped it. The ultimate care wasn't going to work for me as I'll probably run out of time before I need brakes.
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10-14-2023, 01:42 PM | #11 |
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$4k sounds very high for a plan like this and I would have passed also.
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10-14-2023, 02:16 PM | #12 |
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A little soapbox moment here, sorry.....I'm a big finance/budget guy. The additional comments inspired me to share some advice.
The question of purchasing extended warranties and similar coverages is an important personal finance decision. Remember, if you are financing the vehicle, you are also paying interest on the cost of the extended plans, which makes them much more expensive than the listed price. For example, $5,000 in extended coverage/maintenance plans, financed at 7.3% interest for 5 years, is going to cost you roughly another $1,000. So, clearly understand, you are borrowing money from a bank, with interest, to pay for an extra coverage you might never need. People who operate with a cash savings emergency fund to cover life's unforseen expenses typically don't need to purchase these often under-utilized extended coverages...this is what an emergency fund is for. I am in this group, and since I only plan to log 5,000-10,000 miles per year, I personally declined all extra coverages on my 2022 M40i. So take a close look at your situation and your needs. Those who have little to no savings might want the extra protection that the extended plans provide. I would personally never recommend anyone buy a new(er) BMW in this situation, but...to each their own. All that being said, remember that BMW and all other car manufacturers set the price on these plans that makes them a significant profit across the population of their sales. As the consumer, it is statistically highly probable you will lose (money) in this arrangement. A few unlucky individuals will accomplish the feat of outgaining the initial cost of the extended coverage plan. Maintenance plans might be an exception here, they are generally not overpriced if you plan to do your maintenance at the dealer anyways (but if you finance the car, you pay interest on the maintenance plan). If you live in an area with horrible roads as one other poster mentioned, perhaps the extended wheel warranty is appropriate for your situation. Just some things to consider, needs are different for everyone. Just understand what you are signing up for. Personally, I like keeping my money, rather than giving it away to large corporations and using piece of mind as a reason. Your savings account should be your piece of mind! Carefully analyze your needs before you sit down in front of the sales managers. Be well informed, don't buy anything on impulse or under pressure without having the knowledge needed to make the decision. Halt the process and make them explain if needed. Good luck!
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10-14-2023, 02:39 PM | #13 | ||
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The 5 years of tires/wheels/dents for $2K like Westside Guy mentioned is kinda getting there, but my experience is this kind of plan typically costs much more, and for wheels it doesn't cover curb-rash (which may be a more common claim for a lot of people). You also have to factor in things like the fact that a lot of tire purchases these days include road-hazard damage coverage anyway, or you can get it for a lot less at places like America's Tire or TireRack. Quote:
New BMWs already include basic dealer maintenance through the warranty period though, so I'd argue there's little need to service at the dealer after that. |
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10-14-2023, 10:05 PM | #14 |
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10-14-2023, 10:44 PM | #15 |
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10-15-2023, 06:53 AM | #16 | |
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The road hazard offered by tire installers is a great point made earlier, think we paid $100 for my wife’s lifetime 4 tires recently installed on the CX5. That was imo well worth the cost. |
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10-15-2023, 08:15 AM | #17 | |
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But is sounds like you are having a snipe at less-than-scrupulous dealers…
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10-15-2023, 09:43 AM | #18 |
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Thank you everyone for all of your responses.
As we all know, the std warranty is 4 yrs or 50k miles, which is not transferable. That includes roadside assistance for the same time period. The included svc is for 3 yrs or 36k miles. I think the Ultimate Care+ for $850 makes sense so as to provide a transferable warranty. If year 4 service is over $1400 than the Ultimate Care+1 would make sense. When I reviewed the svc schedule I didn't see anything that would cause that, but as others have said, excessive brake wear could make it cost effective. $2249 represents a 3% premium over the cost of my build ($72,725). This one is on the bubble. I have never purchased a tire and wheel package but I might this time. I do not know the cost. Over the years, I do occaisionaly pick up a screw or nail in a tire. If the dealers package includes curb rash and it is transferable than I might add this one as well. In regards, to Cilajet, I will pass and go with a PPF installer. In the Monterey Bay area, Elite Auto Films is popular. Xpel Ultimate Plus on the front end covered with Xpel Fusion ceramic coating will cost $2700. Ceramic Pro would be used for the rest, 2 layers of 9H topped with 1 layer of topcoat is $1400. Thanks again, Phil |
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10-15-2023, 12:38 PM | #19 | |
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My shop put Ceramic Pro 9H & Top Coat on my Xpel PPF. |
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10-15-2023, 07:00 PM | #20 |
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Xpel now only warranties their film if you use their ceramic. I too have used Ceramic Pro on top of Xpel and had no issues. My installer says it is best to now use a hybrid solution so as to not void the Xpel warranty.
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10-16-2023, 04:48 AM | #21 |
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Is your installer saying that Ceramic Pro’s ceramic products are better than Xpel’s which is why you are doing the rear that way?
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10-16-2023, 12:41 PM | #22 |
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In the USA, the standard warranty and service coverage is transferred to a new owner. When I enrolled my 2022 s30i via MyBMW, it shows the previous owner apparently paid for an extended Service Warranty for 5 years and it transferred with the vehicle through 2027.
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