BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read
BIMMERPOST Universal Forums Off-Topic Discussions Board Let me tell you the best and worst home insurance companies.

Post Reply
 
Thread Tools Search this Thread
      04-10-2020, 08:50 PM   #23
TrevorM3
Major General
1775
Rep
6,488
Posts

Drives: 6.3 AMG
Join Date: Apr 2013
Location: Florida

iTrader: (0)

Pure and Chubbs are excellent.



i can't even think of the dam name of the terrible one. if a customer comes in and says they have it, i tell them we do not do work for that company. will reply back when i remember lol
Appreciate 1
      04-15-2020, 02:00 PM   #24
infamousdiz
Major
infamousdiz's Avatar
United_States
519
Rep
1,201
Posts

Drives: (17 X5M) (15 M3 YMB,)
Join Date: Jun 2014
Location: Connecticut

iTrader: (1)

Quote:
Originally Posted by TrevorM3 View Post
Pure and Chubbs are excellent.



i can't even think of the dam name of the terrible one. if a customer comes in and says they have it, i tell them we do not do work for that company. will reply back when i remember lol
Allstate blows goats. The worst insurance company. A book was written about their tactics "good hands to boxing gloves:The dark side of insurance"
Great read especially if you work with insurance restoration. Most customers I deal with that had Allstate switch after all the hoops they make them job through. I just got off the phone with an Allstate adjuster telling me he submitted for full replacement of the roof but his bosses kicked it back as a repair
__________________
I didn't know I couldn't do that. But I did know I couldn't do that.
Appreciate 0
      04-15-2020, 06:11 PM   #25
TrevorM3
Major General
1775
Rep
6,488
Posts

Drives: 6.3 AMG
Join Date: Apr 2013
Location: Florida

iTrader: (0)

i've never really had a prolem with the basic companies like SF, AS, Geico. Maybe once in awhile we'll get a stubborn adjuster, but thats normal.

i think the company that sucks ass is wind haven, and pearl holdings.
Appreciate 0
      04-15-2020, 08:17 PM   #26
infamousdiz
Major
infamousdiz's Avatar
United_States
519
Rep
1,201
Posts

Drives: (17 X5M) (15 M3 YMB,)
Join Date: Jun 2014
Location: Connecticut

iTrader: (1)

Quote:
Originally Posted by TrevorM3 View Post
i've never really had a prolem with the basic companies like SF, AS, Geico. Maybe once in awhile we'll get a stubborn adjuster, but thats normal.

i think the company that sucks ass is wind haven, and pearl holdings.
Allstate is so bad in the northeast you can't even buy a policy in mass from all of the law suits and complainants to the insurance commission
__________________
I didn't know I couldn't do that. But I did know I couldn't do that.
Appreciate 0
      04-15-2020, 08:45 PM   #27
BMW F22
Major General
BMW F22's Avatar
United_States
1942
Rep
9,629
Posts

Drives: ///M235i
Join Date: Nov 2005
Location: Bay Area

iTrader: (8)

Few companies I have been with and their experience below.

Allstate: had an incident and they didnít want to cover. Basically said after the deductible they can send me $2. I told them I donít feel like Iím in good hands and the agent laughed and said ďsir, you are in good hands.Ē Wtf...

State Farm: pretty good and responsive. Havenít really made any claims with them but experience was okay with general inquiries and Policy questions/updates.

Amica: this was probably the best. I was with them for a year insuring the Porsche. I called around for quotes and decided to go with them for the coverage. Was $200 more a year than Geico and $600-800 cheaper vs other big guys. Experience was great. After I switched to Geico the agent recently reached out asking if she could help me with anything. I have no doubt that if I had a claim with them it would have been handled with the utmost care.

Geico: been with them a year now. Switched because it was cheaper and includes MBI. Customer service has been good. No issues or claims so far and I hope never having to make a claim, ever. With this COVID19 stuff going on, theyíre not cancelling policies from March until April 30th effectively giving everyone a month+ of coverage for free. My renewal was due end of March and I just paid for it. Didnít want to take advantage. Last week I received an email saying that theyíre crediting various policies (I think all policies) $100-150 to help with this situation. Donít know if I will get anything back and donít really care but that to me spoke volume. They care about their customers.
Appreciate 0
      04-15-2020, 08:50 PM   #28
IllSic_Design
Lieutenant Colonel
IllSic_Design's Avatar
United_States
958
Rep
1,735
Posts

Drives: 09 E92 335i
Join Date: Jun 2016
Location: Northern California

iTrader: (1)

Quote:
Originally Posted by BMW F22 View Post
Few companies I have been with and their experience below.

Allstate: had an incident and they didn’t want to cover. Basically said after the deductible they can send me $2. I told them I don’t feel like I’m in good hands and the agent laughed and said “sir, you are in good hands.” Wtf...

State Farm: pretty good and responsive. Haven’t really made any claims with them but experience was okay with general inquiries and Policy questions/updates.

Amica: this was probably the best. I was with them for a year insuring the Porsche. I called around for quotes and decided to go with them for the coverage. Was $200 more a year than Geico and $600-800 cheaper vs other big guys. Experience was great. After I switched to Geico the agent recently reached out asking if she could help me with anything. I have no doubt that if I had a claim with them it would have been handled with the utmost care.

Geico: been with them a year now. Switched because it was cheaper and includes MBI. Customer service has been good. No issues or claims so far and I hope never having to make a claim, ever. With this COVID19 stuff going on, they’re not cancelling policies from March until April 30th effectively giving everyone a month+ of coverage for free. My renewal was due end of March and I just paid for it. Didn’t want to take advantage. Last week I received an email saying that they’re crediting various policies (I think all policies) $100-150 to help with this situation. Don’t know if I will get anything back and don’t really care but that to me spoke volume. They care about their customers.
I saw an article a day or so ago from ABC or NBC that all CA insurance companies were going to have to give credit or whatever for premiums for a month or two becuase of this crisis; here's the link https://abcnews.go.com/Health/wireSt...break-70125381


Went back and read the article, I guess they are only making SOME companies return premiums. Wonder how they choose which companies..
Appreciate 0
      04-15-2020, 08:55 PM   #29
jmg
Major General
jmg's Avatar
United_States
8552
Rep
9,672
Posts

Drives: F80 M3 CS, I01 i3 REx LCI
Join Date: Mar 2013
Location: Orange County, CA

iTrader: (0)

Garage List
State Farm Home Owner's was so painless and great when I had water damage that I stuck with them for Home Owner's even when I moved my other policies to another carrier.
__________________
2018 F80 ///M3 CS - Lime Rock Grey Metallic | MPHAS | GC Camber Plates
2019 I01 i3 BEV - Giga World
Previous: F80 M3 | I01 i3 Rex LCI | I01 i3 REx | F30 340i M Sport ZTR | F30 328i Sport | Audi B7 S4 25Quattro #33 of 250 | E21 320i
Appreciate 0
      04-16-2020, 11:17 AM   #30
ASAP
Stargazing
ASAP's Avatar
No_Country
3042
Rep
4,580
Posts

Drives: '20 M2 Comp HS
Join Date: Sep 2012
Location: 305

iTrader: (0)

Do you guys know if Progressive is a good car insurance company?

Geico just tried to screw my by upping my premium by 15%. Called progressive they were $300 cheaper for 6 months...
Appreciate 0
      04-16-2020, 12:33 PM   #31
RickFLM4
Brigadier General
RickFLM4's Avatar
United_States
4794
Rep
3,939
Posts

Drives: M4
Join Date: Jul 2015
Location: PB County, FL

iTrader: (0)

Quote:
Originally Posted by ASAP View Post
Do you guys know if Progressive is a good car insurance company?

Geico just tried to screw my by upping my premium by 15%. Called progressive they were $300 cheaper for 6 months...
Iíve had both and neither are that great or that bad. They are interchangeable IMO. Go with the lower rate.
__________________
Current: 2018 SO/SS F83 ZCP
Gone: 2015 SO/SO F82
Appreciate 1
ASAP3041.50

Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 08:48 AM.




bmw
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2020, vBulletin Solutions Inc.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST