BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read
BIMMERPOST Universal Forums Off-Topic Discussions Board Politics/Religion Equifax breach

Post Reply
 
Thread Tools Search this Thread
      09-07-2017, 05:32 PM   #1
ScottSinger
Brigadier General
1820
Rep
4,702
Posts

Drives: M235i 6spd
Join Date: Dec 2013
Location: Mid-Atlantic

iTrader: (0)

Equifax breach

Anyone have some deep detailed knowledge on the repercussions of the Equifax breach and if someone hadn't researched their credit rating or applied for any loans, should they be concerned?

I saw that Equifax has a site where you enter the last six-digits of your S.S.# and last name to find out if your info was compromised. How worried should someone be about giving additional info to Equifax ?

And how does this compare to the Yahoo breach?
Appreciate 0
      09-07-2017, 08:46 PM   #2
Our03z4
First Lieutenant
326
Rep
320
Posts

Drives: 2008 BMW Z4 3.0si Coupe
Join Date: Nov 2016
Location: USA

iTrader: (0)

Quote:
Originally Posted by ScottSinger View Post
Anyone have some deep detailed knowledge on the repercussions of the Equifax breach and if someone hadn't researched their credit rating or applied for any loans, should they be concerned?

I saw that Equifax has a site where you enter the last six-digits of your S.S.# and last name to find out if your info was compromised. How worried should someone be about giving additional info to Equifax ?

And how does this compare to the Yahoo breach?

My wife and I both are compromised it looks like. What fun, not. Already had this crap happen twice before, once with Home Depot and the other with Target...but at least that was just our bank accounts. Got cleaned out with both of those attacks. This is so much worse though since they got all critical info. We'll see how it pans out I guess.
Appreciate 2
Lups11061.00
MKSixer23225.50

      09-07-2017, 10:27 PM   #3
JohnnyCanuck
Major
Canada
1141
Rep
1,279
Posts

Drives: 2018 Audi RS3
Join Date: Oct 2009
Location: Vancouver

iTrader: (1)

This is pretty serious. It's one thing for a breach to happen at a company you've chosen to do business with (in one sense), but none of us have a choice about Equifax (or any credit bureau).

Fortunately the Canadian impacts are limited and it looks like I'm fine, but that's not much help for any of the 143 million Americans. I think Equifax would be legally liable, but it could also bankrupt them if there are widespread claims.

This is probably a good reminder to have identity theft insurance.
Appreciate 1
MKSixer23225.50

      09-08-2017, 08:06 AM   #4
MKSixer
Major General
MKSixer's Avatar
23226
Rep
9,726
Posts

Drives: 2015 BMW i8, E63 M6, 328d
Join Date: Jun 2015
Location: Southeast United States

iTrader: (0)

Garage List
2016 M4 GTS (Allotted)  [0.00]
2013 BMW 328d  [0.00]
2007 BMW M6  [5.00]
2015 BMW i8  [5.00]
Compromised. The worst part is that the hackers had free reign in their system from May to July. They found out in July and we are just finding out NOW. Pure crap.
__________________
Several actors have played James Bond, Sean Connery IS James Bond...

Lewi6, First of His Name, Destroyer of Careers, Master of Pole Positions, 6X WDC, Master of All Tracks, Scorer of Maximum Points, Whisperer of Tires, Minimizer of Fuel Utilization, Maximizer of Consistency in Finishing. Look Upon Him With DRED.
Appreciate 1
zx10guy2618.00

      09-08-2017, 08:09 AM   #5
Our03z4
First Lieutenant
326
Rep
320
Posts

Drives: 2008 BMW Z4 3.0si Coupe
Join Date: Nov 2016
Location: USA

iTrader: (0)

Quote:
Originally Posted by JohnnyCanuck View Post
This is pretty serious. It's one thing for a breach to happen at a company you've chosen to do business with (in one sense), but none of us have a choice about Equifax (or any credit bureau).

Fortunately the Canadian impacts are limited and it looks like I'm fine, but that's not much help for any of the 143 million Americans. I think Equifax would be legally liable, but it could also bankrupt them if there are widespread claims.

This is probably a good reminder to have identity theft insurance.

Agree. Wife and I are signing up for Zander Insurance identity theft plan just to be safe.
Appreciate 0
      09-08-2017, 08:10 AM   #6
ciaranob
Major
ciaranob's Avatar
United_States
713
Rep
1,474
Posts

Drives: M4 Convertible
Join Date: Feb 2010
Location: Houston, TX

iTrader: (0)

When i filled in the name/SSN 8 digits on their site link I did not immediately receive info directly back as to whether I am compromised or not - rather it stated to complete the enrollment process 2 days from yesterday on Sept 9th!! Didi you guys follow the same path to find out your position or did I use the wrong link?

Quote:
Originally Posted by MKSixer View Post
Compromised. The worst part is that the hackers had free reign in their system from May to July. They found out in July and we are just finding out NOW. Pure crap.
__________________
Individual M4 Convertible ED Sept 2014
Appreciate 0
      09-08-2017, 08:20 AM   #7
MKSixer
Major General
MKSixer's Avatar
23226
Rep
9,726
Posts

Drives: 2015 BMW i8, E63 M6, 328d
Join Date: Jun 2015
Location: Southeast United States

iTrader: (0)

Garage List
2016 M4 GTS (Allotted)  [0.00]
2013 BMW 328d  [0.00]
2007 BMW M6  [5.00]
2015 BMW i8  [5.00]
Quote:
Originally Posted by ciaranob View Post
When i filled in the name/SSN 8 digits on their site link I did not immediately receive info directly back as to whether I am compromised or not - rather it stated to complete the enrollment process 2 days from yesterday on Sept 9th!! Didi you guys follow the same path to find out your position or did I use the wrong link?
My wife has special monitoring because of identity theft that happened a few years back so we get expedited action on requests. This is total crap. They knew.
__________________
Several actors have played James Bond, Sean Connery IS James Bond...

Lewi6, First of His Name, Destroyer of Careers, Master of Pole Positions, 6X WDC, Master of All Tracks, Scorer of Maximum Points, Whisperer of Tires, Minimizer of Fuel Utilization, Maximizer of Consistency in Finishing. Look Upon Him With DRED.
Appreciate 1
ciaranob713.00

      09-08-2017, 08:24 AM   #8
The Chaddening
Brigadier General
The Chaddening's Avatar
8555
Rep
4,291
Posts

Drives: 13' E92 BSM 335i 6MT
Join Date: Dec 2015
Location: Boulder, CO

iTrader: (0)

Ok, hadn't heard of this until I saw this thread. Just checked and it's saying I'm comprimised.
__________________
2013 BSM Coral Red E92 335i 6MT M-Sport
2016 Jeep Cherokee Trailhawk Edition

Pronouns: Bro/Bruh
Appreciate 0
      09-08-2017, 08:28 AM   #9
ScottSinger
Brigadier General
1820
Rep
4,702
Posts

Drives: M235i 6spd
Join Date: Dec 2013
Location: Mid-Atlantic

iTrader: (0)

Quote:
Originally Posted by ciaranob View Post
When i filled in the name/SSN 8 digits on their site link I did not immediately receive info directly back as to whether I am compromised or not - rather it stated to complete the enrollment process 2 days from yesterday on Sept 9th!! Didi you guys follow the same path to find out your position or did I use the wrong link?
http://gizmodo.com/heres-how-to-sort...-by-1802238924

A real cluster-mess.
Appreciate 1
MKSixer23225.50

      09-08-2017, 08:29 AM   #10
Mike991M4
Second Lieutenant
144
Rep
240
Posts

Drives: 2017 M4
Join Date: May 2017
Location: Loganville, GA

iTrader: (0)

Quote:
Originally Posted by MKSixer View Post
Compromised. The worst part is that the hackers had free reign in their system from May to July. They found out in July and we are just finding out NOW. Pure crap.
and that their execs sold their company stock right before announcing it.


btw, I highly recommend getting a credit freeze. Its only a slight pain to unlock when you want to apply for a loan, but keeps anyone from opening anything on you.

Also, If you do have a freeze, I recommend changing your passwords.
__________________
1986 300ZX
2009 370Z Racecar
2013 991 C2S
2015 Cayenne Diesel
2017 M4 Competition
Appreciate 3
Naz241566.00
RickFLM44800.00
MKSixer23225.50

      09-08-2017, 08:33 AM   #11
gonzo
Lieutenant General
gonzo's Avatar
United_States
8695
Rep
13,880
Posts

Drives: as many as possible
Join Date: Jan 2007
Location: TeXXXas

iTrader: (0)

Serious issue. Card numbers and, iirc, PIN', for several hundreds of thousands are in perps possesion.
3 Equifax brass, including the cfo, sold 17m worth of stock, 3 days after breach. The company is saying they didn't know about the hack. O'rly?
__________________
Crazy Diamond
Appreciate 0
      09-08-2017, 09:08 AM   #12
ciaranob
Major
ciaranob's Avatar
United_States
713
Rep
1,474
Posts

Drives: M4 Convertible
Join Date: Feb 2010
Location: Houston, TX

iTrader: (0)

Right, exactly my point in this article - it does not explicitly state that I am compromised but only to come back in a few days to compete the enrollment process - such utter BS - it should simply tell me if I am compromised or not as their own web page states it should. The implication I assume of course is that I am, hence the offer to enroll but again not stated. Almost certainly a liability statement.

Quote:
Originally Posted by ScottSinger View Post
__________________
Individual M4 Convertible ED Sept 2014
Appreciate 0
      09-08-2017, 09:13 AM   #13
ciaranob
Major
ciaranob's Avatar
United_States
713
Rep
1,474
Posts

Drives: M4 Convertible
Join Date: Feb 2010
Location: Houston, TX

iTrader: (0)

So bizarrely enough tried it another time and this time it confirmed I am potentially impacted - sucks.

Quote:
Originally Posted by ciaranob View Post
Right, exactly my point in this article - it does not explicitly state that I am compromised but only to come back in a few days to compete the enrollment process - such utter BS - it should simply tell me if I am compromised or not as their own web page states it should. The implication I assume of course is that I am, hence the offer to enroll but again not stated. Almost certainly a liability statement.
__________________
Individual M4 Convertible ED Sept 2014
Appreciate 0
      09-08-2017, 09:18 AM   #14
zx10guy
Colonel
2618
Rep
2,574
Posts

Drives: 2013 135i
Join Date: Feb 2014
Location: DC

iTrader: (0)

Quote:
Originally Posted by JohnnyCanuck View Post
This is pretty serious. It's one thing for a breach to happen at a company you've chosen to do business with (in one sense), but none of us have a choice about Equifax (or any credit bureau).

Fortunately the Canadian impacts are limited and it looks like I'm fine, but that's not much help for any of the 143 million Americans. I think Equifax would be legally liable, but it could also bankrupt them if there are widespread claims.

This is probably a good reminder to have identity theft insurance.
I hope they go bankrupt. To have this level of breach is totally unacceptable. I work in IT and have done work in highly secure environments. Unless the Feds start clamping down on these corporations with real penalties and consequences, this crap is going to keep happening. From the bean counter stand point, these idiots don't want to spend money on security because it doesn't translate into revenues/profit.

Quote:
Originally Posted by MKSixer View Post
Compromised. The worst part is that the hackers had free reign in their system from May to July. They found out in July and we are just finding out NOW. Pure crap.
That's the part which really pisses me off about how long these fools were blind to the compromise. I'm one of those affected by this. I'll just add it to the OPM breach which I'm also a victim of where the vulnerability was identified prior to the Chinese hack but no one did anything about it. Funny how no one has been prosecuted for this gross negligence.
__________________
Quote:
Originally Posted by Lups View Post
We might not be in an agreement on Trump, but I'll be the first penis chaser here to say I'll rather take it up in the ass than to argue with you on this.
Appreciate 1
MKSixer23225.50

      09-08-2017, 09:29 AM   #15
c1pher
Primo Generalissimo
United_States
1823
Rep
2,612
Posts

Drives: Porsche Macan Turbo
Join Date: Jun 2009
Location: DC area

iTrader: (0)

Garage List
I agree wth the penalties being too low to take seriously. And we as consumers have become numb and continue to keep shopping at the same places that compromised your info. I figure that’s the best place to start. Fines and lasting business loss, not a temporary hit on their stock value for like one quarter. All the fat cats are laughing.
Appreciate 1
MKSixer23225.50

      09-08-2017, 09:47 AM   #16
MightyMouseTech
Major General
MightyMouseTech's Avatar
3603
Rep
5,609
Posts

Drives: 13 135i 6MT LeMans Blue MSport
Join Date: Feb 2013
Location: Ottawa, Canada

iTrader: (0)

Equifax website: "Protect your personal information with us"

Appreciate 3
cliverman413.50
MKSixer23225.50

      09-08-2017, 10:00 AM   #17
zx10guy
Colonel
2618
Rep
2,574
Posts

Drives: 2013 135i
Join Date: Feb 2014
Location: DC

iTrader: (0)

Quote:
Originally Posted by MGM135is View Post
I agree wth the penalties being too low to take seriously. And we as consumers have become numb and continue to keep shopping at the same places that compromised your info. I figure thatís the best place to start. Fines and lasting business loss, not a temporary hit on their stock value for like one quarter. All the fat cats are laughing.
This would be a great idea for the most part but won't work. Unless the business in question makes it to the news, the credit card companies/banks will not divulge which merchant was the source of a security breach. I know. I tried to get my bank to tell me which MFer of a company caused my credit card to be compromised. The bank refused to tell me.

As far as Equifax, we can't stop patronizing them because we don't have a choice. I can't say stop sending my personal data to them.
__________________
Quote:
Originally Posted by Lups View Post
We might not be in an agreement on Trump, but I'll be the first penis chaser here to say I'll rather take it up in the ass than to argue with you on this.
Appreciate 0
      09-08-2017, 10:00 AM   #18
Daftasabrush
Fool
Daftasabrush's Avatar
England
1726
Rep
3,461
Posts

Drives: F31 340i
Join Date: Jul 2014
Location: England

iTrader: (0)

Worth noting that by all accounts in the Ts+Cs of the 'identity monitoring' service they are offering for free there is a clause which waives your rights to sue.
__________________
Appreciate 0
      09-08-2017, 10:25 AM   #19
Naz24
Lieutenant Colonel
Naz24's Avatar
United_States
1566
Rep
1,727
Posts

Drives: W205 AMG C63 / E70 X5M
Join Date: Mar 2014
Location: North/Central NJ

iTrader: (1)

Quote:
Originally Posted by Daftasabrush View Post
Worth noting that by all accounts in the Ts+Cs of the 'identity monitoring' service they are offering for free there is a clause which waives your rights to sue.
Was just about to write this. The question is, do we want to buy our own "lifelock" or such for 29.99/month to hedge against this?
__________________

2017 C63
2012 X5M
SOLD: 2015 M3; 2007 X3 M Sport; 2014 X3 M Sport 35i; 2004 X5 4.4i; 1994 325i
Appreciate 0
      09-08-2017, 10:26 AM   #20
kent11202
Captain
United_States
527
Rep
889
Posts

Drives: 2013 328i
Join Date: Oct 2013
Location: SF Bay Area

iTrader: (0)

Freeze ALL accounts of ANY type for those execs that sold their stock - while you're at it, revoke their passports as well. Just about anyone would view their actions as nothing less than "high-tech" robbery. Cover their own butts but leave millions hanging and at risk.

From what I've heard here (from Daftasabrush for example) and on the news,
Quote:
Worth noting that by all accounts in the Ts+Cs of the 'identity monitoring' service they are offering for free there is a clause which waives your rights to sue.
Based on their "performance" leading to this mess, I'm not inclined to enter my name and the last six digits of my social security number on their website to see if I have been impacted.

#&%^@

Edit to add: All financial accounts of any relatives should be frozen as well

Last edited by kent11202; 09-08-2017 at 10:52 AM..
Appreciate 0
      09-08-2017, 10:42 AM   #21
Naz24
Lieutenant Colonel
Naz24's Avatar
United_States
1566
Rep
1,727
Posts

Drives: W205 AMG C63 / E70 X5M
Join Date: Mar 2014
Location: North/Central NJ

iTrader: (1)

Quote:
Originally Posted by kent11202 View Post
Freeze ALL accounts of ANY type for those execs that sold their stock - while you're at it, revoke their passports as well. Just about anyone would view their actions as nothing less than "high-tech" robbery. Cover their own butts but leave millions hanging and at risk.

From what I've heard here (from Daftasabrush for example) and on the news,

Based on their "performance" leading to this mess, I'm not inclined to enter my name and the last six digits of my social security number on their website to see if I have been impacted.


#&%^@

agreed, but at this point it seems the cat is out of the bag. My curiosity killed me so i had to enter it.

Time to pay for LifeLock and take part in the class action suit if possible
__________________

2017 C63
2012 X5M
SOLD: 2015 M3; 2007 X3 M Sport; 2014 X3 M Sport 35i; 2004 X5 4.4i; 1994 325i
Appreciate 0
      09-08-2017, 11:22 AM   #22
atam1980
Private First Class
52
Rep
103
Posts

Drives: 2012 F30
Join Date: Jul 2017
Location: SF

iTrader: (0)

Quote:
Originally Posted by zx10guy View Post
I hope they go bankrupt. To have this level of breach is totally unacceptable.
The aggravating part is that their main revenue stream is largely unaffected by this. The breach affects consumers like you or me, but it's businesses that pull our info that put money in their pockets.

The fact that they're using the situation to peddle their own credit monitoring product is extra fxckery on top of the mountain of existing fxckery. The "free" service will probably auto-renew at the regular price and isn't actually free since you waive your right to a lawsuit.
Appreciate 2
cliverman413.50
zx10guy2618.00

Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 02:01 PM.




bmw
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2020, vBulletin Solutions Inc.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST